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How it works

Ourboro is a new way to buy and own your home.

By providing funding toward your down payment, we purchase a share in the future value of your home.

We’re not a lender. Instead, we co-own alongside you. Once you are living in your home, we offer programs and services to help preserve and increase its value so that together we can share in the profit when it is sold.

We would like to say a big thank you for making our dream of owning our 1st home in Canada a reality. Always very accommodating and supportive with great advice and service.
Marsha & Gary
- Whitby, ON -

Buying and owning a home can be scary. Back up is here.

See how much Ourboro can contribute:

Start by submitting your application, if it seems like a good fit, we’ll add you to our next round of home buyers.

Once you receive your mortgage pre-approval from one of our approved lenders, you’ll be able to lock in Ourboro’s maximum down payment contribution.

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Find your new home:

We’ll pair you with one of our partner real estate agents who is specially trained to guide you through the homebuying journey with us.

You will have access to Ourboro’s custom-built property search tool to help analyze and filter listings, showing you homes that we believe will meet your needs and grow in value over time.
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Determine our ownership share:

When we buy your new home together, our ownership in the property will be split based on how much we each contribute toward the down payment.

For example, if you contribute 50% of the down payment, you own 50% of the home (us too!). If you contribute 25% of the down payment, you will own 25% of the home and we will own 75%.

The money that we invest into your home is not a loan to you, we are buying a share of your home. That is why there is no interest or monthly payments.

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Find out how much home you can afford with Ourboro.

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Have questions? Join us for an upcoming Homebuyer Info Session with Q&A to learn more about Ourboro.