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  • Our Model
    • How It Works
    • See the Math
    • What’s the Catch
    • Calculator: Buy Now or Later
  • About Us
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    • FAQ
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REFERRAL PARTNERS

Help your homebuyers become homeowners, sooner

Become a Referral Partner

Joining the Ourboro network means your clients can break into the market, instead of sitting on the sidelines.

Already a Referral Partner? Sign in here.

Many homebuyers have the income needed to get a mortgage for the home they want, but coming up with the full down payment can seem impossible. As a real estate professional, you’re all too familiar with this issue, and are looking for new ways to help.

By becoming an Ourboro Referral Partner, you’ll have a unique option to offer your clients, even if they previously felt like homeownership was out of reach.

Become a Referral Partner

How Does Co-Ownership with Ourboro Work?

Co-owning with Ourboro allows your clients to get into the market sooner by investing in the down payment alongside them. Our investment isn’t a loan, so there is no interest or additional debt. Instead, we buy a share in the future value of the home and, when the owner decides to sell, we each receive our fair share of the gains or losses.

As your client lives in the home we offer programs and services to help preserve and increase the home’s value, maximizing both of our returns.

The homeowner is free to sell the home or make an offer to buy our share at any time. While homeowners can co-own with us for up to 30-years, our co-ownership model is ideal for those that are looking to sell within the first 10 years. This shorter time frame allows buyers to get into the market and grow their investment, without having to share decades worth of appreciation with Ourboro.

Want to learn more before signing up?

Attend an upcoming Training Session to hear more about working with Ourboro. We’ll share our motivation and goals for creating the company, how our program works, who qualifies, and more.

Join a Referral Partner Training Session
How we work with real estate agents

When you refer a client to Ourboro you will represent both the homebuyer and Ourboro. Ourboro does not attend showings and our name will not appear on any offer materials. However, you will be required to follow Ourboro guidelines while making offers, resources are available when you create a partner account. Additional training will also be available to our partners on what it means to work with Ourboro.

Please note, Ourboro does not collect, or pay, any referral fees to real estate agents who bring buyers to our program.

If you have a client that is ready to buy, but just needs some help with the down payment, become an Ourboro Referral Partner or register for an upcoming Training Session.

How we work with mortgage specialists

Ourboro has built partnerships with select lenders who understand our co-ownership product and are able to offer mortgages to our homebuyers, all at competitive rates. As Ourboro co-buyers are required to receive a mortgage from one of our select lending partners, the lender and mortgage product the homebuyer chooses may impact how you work with your buyer.

Depending on the lender and mortgage chosen, mortgage specialist Referral Partners may access the co-ownership product directly from the lender or by co-brokering through an Ourboro preferred brokerage. Additional details and resources are available when you create a partner account. This includes information on any referral bonus programs you may be eligible to receive.

If you have a client that is ready to buy, but just needs some help with the down payment, become an Ourboro Referral Partner or register for an upcoming Training Session.

Your client is eligible if they:

  • Are looking to purchase a home in the Greater Toronto Area.
  • Have at least 5% of the purchase price saved to put towards the down payment, plus closing costs.
  • Are able to qualify for the necessary mortgage with one of our lending partners.
  • Are a Canadian citizen or Permanent Resident.
  • Are looking to purchase the home as their primary residence.
  • Are looking to purchase a home between $550,000 and $2,500,000.
  • Ideally, are looking to live in the home for less than 10 years.

Become an Ourboro Referral Partner today, and help your clients reach their homeownership goals tomorrow.

Become a Referral Partner

Hear what one of our referral partners has to say about working with Ourboro:

New opportunities without old limitations.

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Be rent-free in 2023. Co-own with Ourboro.
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