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Referral Partners

Celebrate more homebuyer wins.

Help your clients break into the market sooner. Become a Referral Partner today.

Register Now

Already a Referral Partner? Sign in here.

Learn more

Why become an Ourboro Referral Partner?

For many homebuyers, saving enough for a full down payment can seem impossible, even with a good job and stable income. That’s why solutions like Ourboro have become real considerations for buyers that aren’t ready to give up their goal of homeownership.

Partnering with Ourboro means you can give your clients new options, even if homeownership has previously felt out of reach.

Your client is eligible if they:

  • Are looking to purchase a home in one of our investment regions: Dufferin, Durham, Guelph, Halton, Hamilton, Kitchener-Waterloo, London, Ottawa, Peel, Simcoe, Toronto, York.
  • Have at least 5% of the purchase price saved to put towards the down payment, plus closing costs.
  • Are able to qualify for the necessary mortgage with one of our lending partners.
  • Are a Canadian citizen or Permanent Resident.
  • Are looking to purchase the home as their primary residence.
  • Are looking to purchase a home between $550,000 and $2,500,000.
  • Have at least 40 days until closing (if they have an existing signed offer on a home).
  • Are looking for their starter home, not their forever home.

Your client is eligible if they:

  • Are looking to purchase a home in one of our investment regions: Dufferin, Durham, Guelph, Halton, Hamilton, Kitchener-Waterloo, London, Ottawa, Peel, Simcoe, Toronto, York.
  • Have at least 5% of the purchase price saved to put towards the down payment, plus closing costs.
  • Are able to qualify for the necessary mortgage with one of our lending partners.
  • Are a Canadian citizen or Permanent Resident.
  • Are looking to purchase the home as their primary residence.
  • Are looking to purchase a home between $550,000 and $2,500,000.
  • Have at least 40 days until closing (if they have an existing signed offer on a home).
  • Are looking for their starter home, not their forever home.

Want to learn more before signing up?

Attend an upcoming Training Session to hear more about working with Ourboro. We’ll share our motivation and goals for creating the company, how our program works, who qualifies, and more.

Attend a Session

By The Numbers

2,000+

Referral Partners

12

Regions served across Ontario

190+

Homes closed since 2022

$1.7M

Average co-owned home price in 2022

54%

Co-owners that bought in the region they already called home

$270K+

Expected rise in co-owner’s net worth*

*Per household, over the next 10 years

By The Numbers

2,000+

Referral Partners

12

Regions served across Ontario

160+

Homes closed since 2022

$1.7M

Average co-owned home price in 2022

54%

Co-owners that bought in the region they already called home

$270K+

Expected rise in co-owner’s net worth*

*Per household, over the next 10 years

Joining the Ourboro network means your clients can break into the market, instead of sitting on the sidelines.

Register Now

How Does Co-ownership with Ourboro Work?

Co-owning with Ourboro allows your clients to get into the market sooner by investing in the down payment alongside them. Our investment isn’t a loan, so there is no interest or additional debt. Instead, we buy a share in the future value of the home and, when the owner decides to sell, we each receive our fair share of the gains or losses.

As your client lives in the home we offer programs and services to help preserve and increase the home’s value, maximizing both of our returns.

The homeowner is free to sell the home or make an offer to buy our share at any time. While homeowners can co-own with us for up to 30-years, our co-ownership model is ideal for those that are looking to sell within the first 10 years. This shorter time frame allows buyers to get into the market and grow their investment, without having to share decades worth of appreciation with Ourboro.

How We Work With Real Estate Agents?

As an Ourboro Referral Partner, you’ll be able to easily refer your clients, and represent both them and Ourboro during the home buying process. 

While Ourboro does have certain requirements as you view properties and prepare offers, we strive to provide agents with a high level of autonomy and flexibility during the homebuying process. These requirements include guidelines and processes around the region, build type, and price range we are able to co-invest in, as well as the maximum bid price and offer requirements.

Play Video

Hear from one of our top Referral Partners

How We Work With Mortgage Specialists?

Play Video

Hear from one of our top Referral Partners

After becoming an Ourboro Referral Partner you’ll be able to refer your clients for down payment and co-ownership support, while also helping them with their mortgage pre-approval and application through one of our active lending partners.

We’ve built partnerships with select lenders who understand our co-ownership product and are able to offer mortgages to our homebuyers at competitive rates. Depending on the lender and mortgage chosen by the homebuyer, you may access the co-ownership product directly from the lending partner or by co-brokering through an Ourboro preferred brokerage.

How We Work With

Real Estate Agents?

Play Video

Hear from one of our top Referral Partners

As an Ourboro Referral Partner, you’ll be able to easily refer your clients, and represent both them and Ourboro during the home buying process. 

While Ourboro does have certain requirements as you view properties and prepare offers, we strive to provide agents with a high level of autonomy and flexibility during the homebuying process. These requirements include guidelines and processes around the region, build type, and price range we are able to co-invest in, as well as the maximum bid price and offer requirements.

How We Work With

Mortgage Specialists?

Play Video

Hear from one of our top Referral Partners

After becoming an Ourboro Referral Partner you’ll be able to refer your clients for down payment and co-ownership support, while also helping them with their mortgage pre-approval and application through one of our active lending partners.

We’ve built partnerships with select lenders who understand our co-ownership product and are able to offer mortgages to our homebuyers at competitive rates. Depending on the lender and mortgage chosen by the homebuyer, you may access the co-ownership product directly from the lending partner or by co-brokering through an Ourboro preferred brokerage.

"We've been able to leverage this program in our business and at the same time helping our clients make homeownership goal a reality for themselves and their families"

Bilal Lone | Mortgage Broker

"What better way to get into homeownership than through collaboration."

Melissa Dreaddy | Real Estate Agent

"I’ve used this unique program over the last three years to help multiple families get into homes.”

Lorne Andrews | Mortgage Broker
"I’ve used this unique program over the last three years to help multiple families get into homes.”
Lorne AndrewsMortgage Broker
"We've been able to leverage this program in our business and at the same time helping our clients make homeownership goal a reality for themselves and their families"
Bilal LoneMortgage Broker

Help your clients reach their down payment goals and buy the home they want sooner, with Ourboro.

Register Now

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Have a question or some feedback for our team?

Send us a quick note and we’ll be in touch as soon as we can.

Have you attended a Referral Partner Training Session yet?

Join us at an upcoming online training session where we’ll share how Ourboro can help your clients become homeowners, sooner.
Sign Up Now
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