welcome homeownership
We co-invest up to $250,000 to help you reach a 20% down payment and become a homeowner sooner.
We invest in your home with you.
Our down payment contribution is not a loan, so there is no interest or additional debt. Instead, we buy a share of your home. When you decide to sell, we each receive our fair share of the gains or losses.
Your goals are our goals.
We bring exceptional real estate expertise to your homeownership journey. We succeed as an investor when you succeed as a homeowner.
Shared equity means shared ownership.
And shared ownership doesn’t mean you need to share your space. In other words, you no longer need to own 100% of the home for it to be 100% yours to enjoy.
Ricardo & Patricia, Ourboro Co-owners
We felt like we were with friends and family looking after us and supporting us. It was the perfect fit.
A Simple Process
Lock In a Contribution
Complete an application and work with our team to find out how much we can contribute towards your down payment. If you’re happy with our offer, we’ll lock it in for 90 days.
Co-buy your Home
You’ll be connected with a third-party licensed mortgage broker and top real estate agent to help you find your new home. Then, we’ll close on the home together.
Grow Together
We’re here to support you. Our investment only grows when yours does so, when you sell, we each receive our fair share of any gains or losses.
Is Ourboro for you?
You’re in our borough.
You’re looking for a home in the Greater Toronto Area, or in one of our investment regions.
You qualify for a mortgage.
You have enough income to support a mortgage, but lack the savings to make the full down payment.
You’ve been saving.
You have at least 5% saved for a down payment.
This will be your first home, not your last.
You’re using co-ownership as a way to break into the market, before owning on your own.
You’re in our borough.
You’re looking for a home in the Greater Toronto Area, or in one of our upcoming regions.
You qualify for a mortgage.
You have enough income to support a mortgage, but lack the savings to make the full down payment.
You’ve been saving.
You have at least 5% saved for a down payment.
This will be your first home, not your last.
You’re using co-ownership as a way to break into the market, before owning on your own.