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Buying your home, with or without Ourboro

We help you reach a 20% down payment, reducing the amount you need to have saved on your own. This eliminates the need for mortgage insurance and can also reduce the total mortgage required. See for yourself. Compare working with Ourboro against buying on your own, today or in a few years down the road.

Please enter a price between $550,000 and $2,500,000

Buy Now

Without Ourboro

Buy Now

With Ourboro

Buy Later

Without Ourboro

Purchase Price

1,000,000

Your Min. Down Payment

?
75,000

Mortgage Required

?
962,000

Purchase Price

1,000,000

Your Min. Down Payment

?
50,000

Mortgage Required

?
800,000

Purchase Price

1,144,900

Your Min. Down Payment

?
89,490

Mortgage Required

?
1,097,626

Learn how we both win when the home is sold. Get started with a 5-minute application and speak with a co-buying specialist today.

7%

-2%
10%

Annual property appreciation

?
1,000,009

2 yrs

1 yrs
5 yrs

Time until purchase

1,000,009

When you buy on your own, the minimum amount needed for your down payment will range from 5% - 20%, depending on the home's purchase price. But, if your down payment is less than 20% you'll be required to also purchase mortgage insurance.

The cost of mortgage insurance has been included here, only applicable when the purchase price is under $1.5M and your down payment is less than 20%. Typically, buyers can expect a mortgage amount 4-5 times their household income.

When you co-buy with Ourboro you only need 5% for your down payment, no matter the purchase price. We’ll invest the rest to get the home to a 20% down payment.

Typically, buyers can expect a mortgage amount 4 times their household income.

When you buy on your own, the minimum amount needed for your down payment will range from 5% - 20%, depending on the home's purchase price. But, if your down payment is less than 20% you'll be required to also purchase mortgage insurance.

The cost of mortgage insurance has been included here, only applicable when the purchase price is under $1.5M and your down payment is less than 20%. Typically, buyers can expect a mortgage amount 4-5 times their household income.

For the last 50 years, the Greater Toronto Area has seen home prices appreciate by an average of 7% year-over-year.

Buying your home, with or without Ourboro

We help you reach a 20% down payment, reducing the amount you need to have saved on your own. This eliminates the need for mortgage insurance and can also reduce the total mortgage required. See for yourself. Compare working with Ourboro against buying on your own, today or in a few years down the road.

Calculator Illustration

Calculate how much you and Ourboro will each receive when you decide to sell the home, with our “Selling” Calculator.

Use Calculator
Calculator Illustration

Calculate how much you and Ourboro will each receive when you decide to sell the home, with our “Selling” Calculator.

Use Calculator

Unlock homeownership, sooner.

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